From: Providian Customer Service
To: BERAT ALBAYRAK
Subject: Change to online payment policy
Acct #: XXXX-XXXX-XXXX-7258
Please note that there has been a change to the time frame for modifying or canceling a Standard Payment on the Online Servicing site.
As of 08/11/2005, you will be unable to cancel or modify a Standard Payment on the day it�s scheduled for processing. Any changes or cancellations to a scheduled Standard Payment must occur by 11:59 p.m. Pacific Time of the day before the payment date.
Please be sure there are sufficient funds in your checking account to cover the amount of your Standard Payment.
There has been no change to our Express Payment service.
If you have any further questions, please contact us at 1-800-356-0011.
Thank you for choosing Providian Visa(R)!
Providian Customer Service
P.S. Manage your credit with free FICO� credit scores, E-mail Alerts, and Automatic Monthly Payments for your account. Log in to www.Providian.com to learn more!